3 Reasons Why a Pre-Approval is Crucial to Your Home Search..

    When you’re ready to find a home, the last thing you want to do is limit your possibilities.

    1. A pre-approval will allow you to fully understand the entire cost of purchasing ahome. Your lender will provide you with a “truth in lending” document that discloses all of your loan and closing costs associated with your purchase.
    2. if you are pre-approved, you have more room to haggle. Sellers may be more willing to lower the asking price, include appliances, cover closing costs or make ther allowances to work with a pre-approved buyer.
    3.  if you’re pre-approved, you have less to worry about: you know you’re a qualified buyer, you know there are lenders willing to work with you, and you can feel pretty confident when you make an offer.

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