Preapproved Loan: A pending loan in which all of the underlying documents are in file and there is a strong probability that there are no credit or income issues that…
Routine Clean the lint filter after every dryer load. Replace the door seal if it’s loose, worn, damaged or hardened. If you don’t, the warm dryer air will escape, forcing…
Routine Run the hot water in the sink near the dishwasher before starting it, so even during the first cycle the water is at or near the design temperature or…
Routine Fabric softeners are waxy and can gum up in the washer if introduced undiluted with water before dispensing. So mix them with water before use. If there’s a fabric…
Escrow: The process by which money and/or documents are held by a disinterested third person (a stakeholder) until satisfaction of the terms and conditions of the escrow instructions (as prepared…
Routine Keep the top of the refrigerator clear and make sure there is at least a 1/2 in. clearance on sides. Make sure the refrigerator is level or tilted back…
Two Times a Year Drain and flush sediment, which reduces efficiency and causes rumbling, from the tank. (Do this monthly if the level of sediment in your water is high.)…
Younger children should always walk with an adult. Older children should always walk in a group. Use flashlight glowsticks or reflective tape to make it easier to be seen at…
Lien: A charge or claim that one person (lienor) has on the property of another (lienee) as security for a debt or obligation. A lien always arises from a debt…
Appraisal: The process of developing and communicating an opinion about a property’s value. An appraisal is usually required when real property is sold, financed, condemned, taxed, insured or partitioned. Note that…
